Terms of Service
Last Updated: November 15, 2023
Welcome to Bepowa Boduke. These Terms of Service govern your use of our website, products, and services. Please read them carefully before using our services.
1. Acceptance of Terms
By accessing or using our services, you agree to be bound by these Terms of Service and our Privacy Policy. If you do not agree to these terms, you may not access or use our services.
2. Description of Services
Bepowa Boduke provides financial education content, budgeting tools, expense tracking features, and financial planning resources. Our services are educational in nature and do not constitute financial advice.
3. Account Registration
To access certain features, you must register for an account. You agree to:
- Provide accurate, current, and complete information during registration
- Maintain and promptly update your account information
- Maintain the security of your password and accept all risks of unauthorized access
- Notify us immediately of any unauthorized use of your account
- Be responsible for all activities that occur under your account
4. Subscription and Payments
Certain services require payment of fees. You agree to pay all applicable fees as described on our website:
- Fees are quoted in Canadian dollars
- Payments are non-refundable except as required by law or as specifically stated in our refund policy
- We may change our fees at any time by providing notice of the change on our website
- Your subscription will automatically renew until cancelled
5. User Conduct
You agree not to engage in any of the following prohibited activities:
- Copying, distributing, or disclosing any part of the service in any medium
- Using any automated system to access the service in a manner that sends more request messages than a human could reasonably produce
- Transmitting spam, chain letters, or other unsolicited email
- Attempting to interfere with, compromise the system integrity or security, or decipher any transmissions
- Taking any action that imposes an unreasonable load on our infrastructure
- Uploading invalid data, viruses, worms, or other software agents
- Collecting or harvesting any personally identifiable information
- Using the service for any illegal purpose or in violation of any laws
6. Intellectual Property Rights
The service and its original content, features, and functionality are owned by Bepowa Boduke and are protected by international copyright, trademark, and other intellectual property laws. Our trademarks may not be used in connection with any product or service without our prior written consent.
7. Disclaimer of Warranties
Your use of our services is at your sole risk. The service is provided on an "as is" and "as available" basis. We disclaim all warranties of any kind, whether express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement.
8. Limitation of Liability
In no event shall Bepowa Boduke, its officers, directors, employees, or agents be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation loss of profits, data, use, goodwill, or other intangible losses, resulting from your access to or use of or inability to access or use the services.
9. Governing Law
These Terms shall be governed by and construed in accordance with the laws of the Province of Ontario and the federal laws of Canada applicable therein, without regard to its conflict of law provisions.
10. Changes to Terms
We reserve the right to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.
11. Contact Information
If you have any questions about these Terms, please contact us at:
Bepowa Boduke
123 Queen St W, Toronto, ON M5H 2M9, Canada
Email: legal@bepowa-boduke.sbs
Phone: +1 4374023430